How Payday Loans Work

Why do consumers search for a loan through OnlineCash4You.com?

If you need to cover unexpected expenses like a car repair or household emergency, a payday loan can resolve a potential financial disaster. Some are looking to bridge a short-term cash need between paychecks or to avoid bounced check fees, late payment penalties, or pawning personal possessions. OnlineCash4You.com will attempt to match you with a lender that can provide you with the cash you need.

How it Works?

When you need cash now, but payday is still too far away, a payday loan can be the answer to your problems.

OnlineCash4You.com is a lending network, not a direct lender. Simply fill out the short application and OnlineCash4You.com will identify lenders that can provide you with a short term cash loan. We will attempt to match you with a lender most likely to provide you the cash you need. If you are matched with a lender you will be contacted to complete the process, review the terms of your loan and discuss repayment and extension options. The money will then be electronically deposited to your bank account. When the loan is due, your cash advance fees are automatically deducted from your bank account by the lender.

Requirements to get a payday loan

Each cash advance lender is different, but the general requirements include the following:

  • $1,200 monthly income
  • Current employment for at least 6 months
  • Payroll check directly deposited
  • No other payday loans currently outstanding

Do you offer any other products or services besides payday loans?

Yes we do! We offer a Platinum Identity Theft Protection service. It is our opinion that consumers applying for online payday loans may be at a high risk for identity theft. Our solution focuses on protection, detection, as well as correction. For more information about our Platinum Identity Theft Solution, please click here

We also may have other offers from time to time that we feel could be a big benefit to you. Weíll present these offers to you towards the end of your application process. Please take a moment to consider our other offers and let us know if you have any questions. These special offers are optional and do not affect lending decisions.

What to expect when applying for a payday loan through OnlineCash4You.com

  1. Submit the online application on this website.
  2. Review our other offers that you may be interested in. We will present these to you after the application. These special offers are optional and do not affect lending decisions.
  3. If you are matched with a lender you will be contacted to complete the process which may include verifying some of the requirements above.
  4. Once you have final approval you can review the terms and conditions of the loan with your lender and sign the loan agreement. If you donít like the terms, simply donít sign, you are under no obligation.
  5. As soon as the contract is signed and finalized, money is deposited into your bank account electronically.